The Best Visa Debit Cards in Oklahoma
Add a Visa® debit card to your wallet when you open a WEOKIE checking account. You can use it anywhere that Visa® is accepted, here at home or across the globe.
Enjoy surcharge-free, instant access to cash at over 55,000 ATMs plus unlimited debit card transactions. What are you waiting for? Open a checking account and get your debit card today!
Our Visa® Debit Card Works Like Cash—Only Better!
No Debit Card Transaction Fees
There are no fees when you use your debit card for purchases or transactions.
Peer-to-Peer (P2P) Connectivity
Our debit card works with P2P payment methods like Zelle, Apple Pay, Google Pay, and Samsung Pay.
Quick and Convenient Access
Visa® debit cards offer convenient and secure access to your funds online, over the phone, in person, and overseas.
Digital Banking Tools
Monitor your account and manage your spending whenever you need to through online and mobile banking.
Keeping Your Options Open in Oklahoma City
People from OKC like options and when you join WEOKIE that’s what you get.
We offer checking accounts that give the option of receiving deep discounts and personal protection benefits, as well as accounts that allow you to earn rewards or interest!
Unlock a multitude of benefits including:
- Free VISA® debit card
- Direct deposit
- Check deposit and online bill pay
- Online and mobile banking
- Nationwide ATM access
Your credit union debit card will come in handy to buy seats at a Sooner football game or tickets to the National Cowboy and Western Heritage Museum. Use it to soak up everything that the Sooner State has to offer!
Every WEOKIE Checking Account Also Includes:
- Free Debit Card: Your personal card for online or in-person payments.
- Direct Deposits: Sign up to get faster access to your paychecks.
- Online & Mobile banking: Enjoy free 24/7 access to full-service, secure banking — wherever you are.
- FREE ATM Transactions: Surcharge-free access at more than 55,000 partner credit unions, ATM ZONE, and AllPoint Network locations.
- FREE Unlimited Bill Pay: Make repeat payments from your WEOKIE account in Online Banking.
- Mobile Check Deposit: Cash checks remotely through your WEOKIE mobile app.
- Account Alerts: Keep tabs on your balance so you can manage your money better and avoid fees.
- Fraud Risk Protection: Stay safe with 24-hour monitoring of your WEOKIE debit cards.
- In-Person Banking: Shared Branching access at more than 5,000 credit union locations nationwide.
- Unlimited Check Writing: Make convenient payments on your terms.
- Unlimited Debit Card Transactions: Life moves fast. Spend with confidence.
- Overdraft Protection: Automatically transfer funds when needed to avoid an overdraft1.
APPLY FOR YOUR FREEDOM CHECKING ACCOUNT & Visa® DEBIT CARD IN 3 EASY STEPS!
Step1
Check Your Eligibility
Welcome to WEOKIE! Our membership is open to those who live, worship, work, or attend school in the Oklahoma City area.
Step2
Apply Online
Our online membership application takes less than five minutes to complete.
Step3
Start Spending!
Open one of our checking accounts, order your free Visa® debit card, and start spending!
Judy Carpenter, WalletHub Review
Credit Union Debit Card FAQs
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What is a debit card?
While it looks like a credit card, a debit card acts more like cash or a check. That’s because when you make a purchase, the funds are immediately withdrawn from your account.
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Do I have to pay to get a WEOKIE debit card?
No. When you open a checking account with us, you can receive a free debit card that’s linked to your account.
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Does the debit card have card controls?
Yes. Our credit union debit card allows you to determine how, when, and where your card can be used. For example, you can lock your card so that if your card were stolen, the thieves would not be able to use it because they would not know how to unlock it. You can also set alerts so that if your card were used for a very large purchase, you would be notified by text or email. This feature helps detect fraud immediately, enabling you to report it to us quickly.
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Does a debit card require a PIN?
For your protection, our debit card requires a PIN for both ATM withdrawals and purchases. This way, only an authorized person can use the card.
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Is a credit check necessary for me to get a credit union debit card?
At WEOKIE, we don’t require a credit check to issue a debit card. But you do need to open a checking account to receive our Visa® debit card.
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Should I let WEOKIE know if I will be traveling and using my debit card in different locations?
Yes. It’s a good idea to let us know of your travel plans (especially if you leave the country) so that we can make sure you can access your funds without any problems. Just call 405-235-3030 or 1-800-678-5363 about a week before your trip so we can enter the information into your profile.
Why Choose WEOKIE?
When you join WEOKIE Federal Credit Union, you become a part-owner of our nonprofit organization, a community of more than 60,000 like-minded members in the Oklahoma City area.
Through our incredible rates and reduced fees, we have collectively saved our members over $25 million since 2021. That’s money that can powerfully impact the lives of our members and their families.
Because we know everyone’s financial circumstance is unique, we offer a variety of checking accounts tailored to the needs of OKC families, including our Ultimate with BaZing, Kasasa Cash Back, Ultimate, and Freedom Checking accounts.
Whether you’re looking for high-yield dividends on deposits, full-service benefits, cash-back rewards, or just a basic checking account, WEOKIE has the everyday banking products you need.
WE ARE HERE TO HELP.
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
ADDITIONAL CHECKING ACCOUNT OPTIONS:
1 Overdraft Options We offer two products, Overdraft Protection and Courtesy Pay, to help you avoid a returned check or declined transaction in the event that your transactions exceed the available balance in your account. For an explanation of how your available balance is calculated, see Understanding Your Account Balance in the Membership and Account Agreement. Overdraft Protection and Courtesy Pay both require your consent.
- If you elect to add Overdraft Protection to your account, this service allows you to designate an account (the “designated account”) in your name from which funds will be transferred in order to cover any transaction that exceeds the available balance of your checking account. Term accounts and Individual Retirement Accounts (IRA) are not eligible for use as designated accounts for Overdraft Protection. The amount transferred to your checking account by Overdraft Protection cannot exceed the available balance of the designated account from which funds are transferred. There is no fee for using Overdraft Protection. For more information about this service or to add this service to your account, visit a branch or call 405-235-3030.
- If you opt-in to Courtesy Pay, also called Standard Overdraft Services, this service allows us to pay a check, automatic bill payment, or ACH transaction, even if the transaction exceeds your available balance. We do not authorize and pay overdrafts for ATM transactions and one-time debit card transactions unless you ask us to. For more information about Courtesy Pay, see the section below titled Courtesy Pay. To opt-in to Courtesy Pay or to authorize us to pay overdrafts on your ATM and one-time debit card transactions, see the Overdraft Services Consent form.
- If you elect to add Overdraft Protection and opt-in to Courtesy Pay, we will use Overdraft Protection, if possible, rather than Courtesy Pay when transactions exceed the available balance in your checking account. If the amount of a transaction exceeds the available balance in the account you designated for Overdraft Protection, then we may use Courtesy Pay.
- Both Overdraft Protection and Courtesy Pay are privileges that offer flexibility and peace of mind, knowing that your transactions may be covered. However, Courtesy Pay may be expensive. Overdraft Protection may be more suitable for your needs.