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405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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      Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                The Best Visa Debit Cards in Oklahoma

                Add a Visa® debit card to your wallet when you open a WEOKIE checking account. You can use it anywhere that Visa® is accepted, here at home or across the globe.

                Enjoy surcharge-free, instant access to cash at over 55,000 ATMs plus unlimited debit card transactions. What are you waiting for? Open a checking account and get your debit card today!

                 

                OPEN AN ACCOUNT ONLINE IN MINUTES

                COMPARE OUR CHECKING ACCOUNTS

                Our Visa® Debit Card Works Like Cash—Only Better!

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                No Debit Card Transaction Fees

                There are no fees when you use your debit card for purchases or transactions.

                Worry-Free Transactions

                Peer-to-Peer (P2P) Connectivity

                Our debit card works with P2P payment methods like Zelle, Apple Pay, Google Pay, and Samsung Pay.

                Kasasa Cash Back Checking

                Quick and Convenient Access

                Visa® debit cards offer convenient and secure access to your funds online, over the phone, in person, and overseas.

                Anywhere Banking Tools

                Digital Banking Tools

                Monitor your account and manage your spending whenever you need to through online and mobile banking.

                Keeping Your Options Open in Oklahoma City

                People from OKC like options and when you join WEOKIE that’s what you get.

                We offer checking accounts that give the option of receiving deep discounts and personal protection benefits, as well as accounts that allow you to earn rewards or interest!

                Unlock a multitude of benefits including:

                • Free VISA® debit card
                • Direct deposit
                • Check deposit and online bill pay
                • Online and mobile banking
                • Nationwide ATM access

                Your credit union debit card will come in handy to buy seats at a Sooner football game or tickets to the National Cowboy and Western Heritage Museum. Use it to soak up everything that the Sooner State has to offer!

                 

                OPEN AN ACCOUNT ONLINE IN MINUTES

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                Every WEOKIE Checking Account Also Includes:

                • Free Debit Card: Your personal card for online or in-person payments.
                • Direct Deposits: Sign up to get faster access to your paychecks.
                • Online & Mobile banking: Enjoy free 24/7 access to full-service, secure banking —  wherever you are.
                • FREE ATM Transactions: Surcharge-free access at more than 55,000 partner credit unions, ATM ZONE, and AllPoint Network locations.
                • FREE Unlimited Bill Pay: Make repeat payments from your WEOKIE account in Online Banking.
                • Mobile Check Deposit: Cash checks remotely through your WEOKIE mobile app.
                • Account Alerts: Keep tabs on your balance so you can manage your money better and avoid fees.
                • Fraud Risk Protection: Stay safe with 24-hour monitoring of your WEOKIE debit cards.
                • In-Person Banking: Shared Branching access at more than 5,000 credit union locations nationwide.
                • Unlimited Check Writing: Make convenient payments on your terms.
                • Unlimited Debit Card Transactions: Life moves fast. Spend with confidence.
                • Overdraft Protection: Automatically transfer funds when needed to avoid an overdraft1.

                APPLY FOR YOUR FREEDOM CHECKING ACCOUNT & Visa® DEBIT CARD IN 3 EASY STEPS!

                Step1

                Check Your Eligibility

                Welcome to WEOKIE! Our membership is open to those who live, worship, work, or attend school in the Oklahoma City area.

                Step2

                Apply Online

                Our online membership application takes less than five minutes to complete.

                Step3

                Start Spending!

                Open one of our checking accounts, order your free Visa® debit card, and start spending!

                GET STARTED

                 
                “​​I have been with WEOKIE for over a decade. I have always received outstanding customer service. Regardless of my need, they were always ready to help me.”
                 
                Judy Carpenter, WalletHub Review

                Credit Union Debit Card FAQs

                OKC friends planning to use their credit union debit cards to pay for their dinner.

                 

                Why Choose WEOKIE?

                When you join WEOKIE Federal Credit Union, you become a part-owner of our nonprofit organization, a community of more than 60,000 like-minded members in the Oklahoma City area.

                Through our incredible rates and reduced fees, we have collectively saved our members over $25 million since 2021. That’s money that can powerfully impact the lives of our members and their families.

                Because we know everyone’s financial circumstance is unique, we offer a variety of checking accounts tailored to the needs of OKC families, including our Ultimate with BaZing, Kasasa Cash Back, Ultimate, and Freedom Checking accounts.

                Whether you’re looking for high-yield dividends on deposits, full-service benefits, cash-back rewards, or just a basic checking account, WEOKIE has the everyday banking products you need.

                WE ARE HERE TO HELP.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                ADDITIONAL CHECKING ACCOUNT OPTIONS:

                Kasasa Cash Back Checking

                Kasasa Cash Back Checking
                 

                Get generous cash back on everyday debit card purchases, so you can shop some more!

                LEARN MORE

                Ultimate Checking Bazing

                Ultimate Checking with Bazing

                Enjoy interest-earning checking with no minimum balance — plus a range of added benefits!

                LEARN MORE

                Ultimate Checking

                Ultimate Checking
                 

                Earn interest on your working cash with our premium fee-free checking account.
                 

                LEARN MORE

                1  Overdraft Options We offer two products, Overdraft Protection and Courtesy Pay, to help you avoid a returned check or declined transaction in the event that your transactions exceed the available balance in your account. For an explanation of how your available balance is calculated, see Understanding Your Account Balance in the Membership and Account Agreement.  Overdraft Protection and Courtesy Pay both require your consent.

                • If you elect to add Overdraft Protection to your account, this service allows you to designate an account (the “designated account”) in your name from which funds will be transferred in order to cover any transaction that exceeds the available balance of your checking account. Term accounts and Individual Retirement Accounts (IRA) are not eligible for use as designated accounts for Overdraft Protection. The amount transferred to your checking account by Overdraft Protection cannot exceed the available balance of the designated account from which funds are transferred. There is no fee for using Overdraft Protection. For more information about this service or to add this service to your account, visit a branch or call 405-235-3030.
                • If you opt-in to Courtesy Pay, also called Standard Overdraft Services, this service allows us to pay a check, automatic bill payment, or ACH transaction, even if the transaction exceeds your available balance. We do not authorize and pay overdrafts for ATM transactions and one-time debit card transactions unless you ask us to. For more information about Courtesy Pay, see the section below titled Courtesy Pay. To opt-in to Courtesy Pay or to authorize us to pay overdrafts on your ATM and one-time debit card transactions, see the Overdraft Services Consent form.
                • If you elect to add Overdraft Protection and opt-in to Courtesy Pay, we will use Overdraft Protection, if possible, rather than Courtesy Pay when transactions exceed the available balance in your checking account. If the amount of a transaction exceeds the available balance in the account you designated for Overdraft Protection, then we may use Courtesy Pay.
                • Both Overdraft Protection and Courtesy Pay are privileges that offer flexibility and peace of mind, knowing that your transactions may be covered. However, Courtesy Pay may be expensive.  Overdraft Protection may be more suitable for your needs.