Build savings for your child's future with a Smart Savers Savings Account
Help Them Build Smart Money Habits Early
Open a Smart Savers account for a child or teen under 18 and set them on the path to financial confidence.
All Smart Savers under age 18 automatically earn a higher dividend rate than our standard Membership Savings account.¹
Plus, this account includes an added layer of protection: accidental death insurance that pays twice the account balance, up to $5,000.²
Opening a Smart Savers Account
What You'll Need to Get Started
To open a Smart Savers account for your child or teen under 18, you'll need.
- Social Security card of the minor
- Proof of physical address (A PO Box is not a valid form of physical address) - such as a utility bill or paystub
- For new accounts: Funding information(debit card, credit card, checking or savings account number, and routing number)
- For in-person applications: Cash or check funding is also accepted (Check subject to hold guidelines; other funding methods preferred to ensure debit card can be issued same day)
How to Open Your Account
You can open a Smart Savers account Online or by visiting a WEOKIE location.
To open your account online, please follow these steps:
If you are a current WEOKIE member:
- Current minors with existing savings accounts who want to add a Smart Savers account can apply for "Additional Accounts" from the Accounts tab while logged into WEOKIE Online Banking.
If you are NOT a WEOKIE member:
- Apply for a new account online or in person by selecting "Apply Now"
- During the application process, select both Membership Savings and Smart Savers Savings
- You do not need to be a WEOKIE member to open a Smart Savers account for your child
Important Notes:
- All accounts for minors must be opened by the parent or guardian
- Checking accounts can only be opened for minors age 15 or older
- You, the parent or guardian, do not have to be a WEOKIE member to open a Smart Savers account
