Pay Off Credit Card Debt
Pay off balances on high-interest credit cards, saving you interest and helping build credit.
Apply for an Auto Loan without ever stepping foot in a branch.
From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.
At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
Find out how WEOKIE can make your holiday season more joyful with a holiday personal loan.
Personal loans are an excellent option if you’re looking to consolidate high-interest debt or finance large expenses since you can choose the amount you need to finance and determine how you need to spend it. And, since you pay the amount back in fixed amounts, it’s more manageable than paying the amount upfront. The terms and conditions for our personal loans are easy and straightforward. Personal loans are unsecured, and the interest rates and payments are fixed, so you won’t have to use collateral and you’ll know what to expect for your monthly payment.
Pay off balances on high-interest credit cards, saving you interest and helping build credit.
Make minor home or auto repairs. Take your dream vacation. Cover medical or school expenses.
The interest rate is dependent on your credit history and will not increase.
With a set monthly payment amount and set time period, you can ensure that your debt is paid off on schedule.
Terms |
APR* |
---|---|
0-12 Months | 10.99% - 17.99% |
13-36 Months | 11.99% - 17.99% |
37-48 Months | 12.99% - 17.99% |
49-60 Months | 13.99% - 17.99% |
A type of unsecured personal loan that does not require collateral other than the borrower's signature, which represents their “good faith” promise to repay the loan. Because a Signature Loan is unsecured, they have a higher interest rate than secured loans, such as a Certificate Secured Loan and a Share (Savings) Secured Loan.
(100% Secured by a Certificate)
A type of personal loan that uses your current WEOKIE Certificate as collateral to secure your loan. These funds are inaccessible while the loan is active, although small amounts may be released as the loan is paid back.
(100% Secured by a Savings Account)
A type of personal loan that uses the money you currently have on deposit in a Savings Account with WEOKIE as collateral to secure your loan. These funds are inaccessible while the loan is active, although small amounts may be released as the loan is paid back.
All you have to do to get started is APPLY ONLINE or visit one of our convenient locations (no appointment necessary).
The loan process is simple so that you can get the financial services you need quickly and easily.
Not to mention, you’ll have the guidance of our trusted financial advisors every step of the way.
Not a member at WEOKIE? Learn why it’s time to break up with your bank.
Your peace of mind is important to us. We finance professionally constructed and installed storm shelters, up to $8,500 per shelter.**
For the purchase and installation of professionally manufactured storm shelters
Up to $8,500 per storm shelter
1 to 4 year loan term options
Low, fixed rates
Quick credit approval (in a matter of minutes, in most cases).
Terms |
APR** |
---|---|
0-24 Months1 | 7.99% - 14.99% |
0-48 Months2 | 9.99% - 16.99% |
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application, credit information, and underwriting factors. Not all applicants will qualify for the lowest rate. The maximum amount of loan is $8,500. Longer terms are subject to the rate at which the borrower qualifies. To receive any advertised product, you must become a member of WEOKIE Federal Credit Union. Rates and offers are current as of April 21, 2023 and are subject to change without notice. Proof of income may be required. Your rates may vary if you are active military. Purchase contract and professional installation are required. Payment Example: An $8,500.00 storm shelter loan for 12 months financed at 7.99% would amount to a monthly payment of approximately $739.36. each.
1Rates for Members with $10,000 in WEOKIE auto or mortgage loans outstanding.
2Rates for all others.
"I came in to open an account and inquire about a loan. Everyone was great and everything was set up quickly, with no problems! Fantastic experience!"