CONSUMER
Low Rates. Great Service.
Apply for an Auto Loan without ever stepping foot in a branch.
Lending a hand when you need it
From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.
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We are here to help.
At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
ABOUT WEOKIE
Payment Protection
Life is full of unplanned events. We offer insurance plans that can work for you.
Life happens. If you’re not able to make your loan payments
Payment Protection is there to help.
What is Payment Protection?1
Payment Protection is a voluntary loan payment product that will cancel or waive your loan payment(s) up to the contract maximum. This valuable protection gives you relief from delinquency or default if you're suddenly unable to pay. WEOKIE also allows you to add the cost into your monthly payment.
LifePlus
LifePlus cancels the loan balance in the event a borrower passes away during their loan term. We want to give your family time to get back on their feet financially, with protective life insurance. Coverage is 100% of the loan balance, with a maximum of $100,000, or up to 25% of the loan balance with a maximum of $25,000 after your 75th birthday. Other coverage included with LifePlus:
- Accidental Dismemberment
- Terminal Illness
- Hospitalization
- Family Medical Leave
*EXCLUSIONS INCLUDE: First 6 months accident only, commission of a felony, at age 70 benefits reduce to 25%, atomic/nuclear explosions, suicide within the first 12 months, result of cosmetic surgery, assisted suicide, or other self-inflicted injuries.
LifePlus Involuntary Unemployment
Involuntary Unemployment cancels your monthly loan payment, up to the agreement maximum, if you become involuntarily unemployed. The plan covers your payments for up to 3 months or $3,000 (whichever comes first).
*EXCLUSIONS INCLUDE: Individual contractor, temporary employees, self-employed employees, or employee by joint borrower, occurs in the first 3 months, self-inflicted injury, commission of a felony, atomic/nuclear explosions, results of a cosmetic surgery, assisted suicide, intentional self-inflicted injuries, or 'seasonal employment' (seasonal, annual, or regularly scheduled unemployment, voluntary unemployment, vacation, strike, unionized labor dispute, lockout, sabbatical, voluntary furlough, or termination due to willful or criminal misconduct).
LifePlus Disability
LifePlus Disability provides an additional layer of coverage by including Disability. If a borrower becomes disabled throughout the course of their loan, this protective life insurance plan can cancel up to 12 payments, or up to $12,000.
*EXCLUSIONS INCLUDE: First 6 months accident only, atomic/nuclear explosions, normal pregnancy, results of cosmetic surgery, self-inflicted injuries, assisted suicide, commission of a felony, or other results from self-inflicted injuries.
LifePlus Disability & Unemployment
LifePlus Disability & Unemployment is a plan that provides ultimate coverage and our best life insurance plan, offering protected borrowers Life Plus, Disability and Involuntary Unemployment. If a borrower experiences involuntary unemployment, this protective life insurance plan can protect the payments for up to 3 months, and up to a maximum of $3,300.
*EXCLUSIONS INCLUDE: Individual contractor, temporary employees, self-employed employees, or employee by joint borrower, occurs in the first 6 months, self-inflicted injury, commission of a felony, atomic/nuclear explosions, results of a cosmetic surgery, assisted suicide, intentional self-inflicted injuries, or 'seasonal employment' (seasonal, annual, or regularly scheduled unemployment, voluntary unemployment, vacation, strike, unionized labor dispute, lockout, sabbatical, voluntary furlough, or termination due to willful or criminal misconduct).
Member Eligibility
Member Agreement Options
Want to learn more?
Please call us at 405-235-3030 or 1-800-678-5363 to learn the details about our optional WEOKIE Payment Protection Plans.