We put out the welcome mat for home buyers
With our exclusive Lock 'N Shop program, you get pre-approved, and your low rate is locked in.
You then have more time to focus on finding just the right house. you need to make home-buying successful- and fast!
Once you’ve found your dream home, there’s a good chance in today’s competitive market that you’ll be competing with other buyers. To win the deal, you can set yourself apart from other buyers with a rate lock paired with a fully underwritten pre-approval - that shows you’re not only ready to buy, but your homebuying process will be expedited, getting you – and them – to the closing table more quickly and easily.
Strengthen your offer
Protect your rate. House shop with confidence.
Why should I lock in a mortgage rate?
Buying property should be one of the most exciting moments of your life. However, it can be a pretty complicated process. From applying for a loan to finding the right location, there’s a lot to consider. With higher rates, inflation, and a slim housing market, buying a home is more extensive than ever. Fortunately, the professionals at WEOKIE are here to help.
With the Lock 'n Shop*, you'll get up-front approval to purchase a home, with terms and conditions tailored to YOUR financial standpoint. This quick and easy process gets you pre-approved fast, locking in your rate* and allowing you to compete with cash offers. This helps you beat out the competition while securing an affordable rate on the home of your dreams.
We offer affordable, local financing with a range of fixed and variable mortgage rates to make your home-buying experience stress-free. We even offer first-time homebuyer loans with lower initial rates than competitors, and monthly predictable payments so you can easily budget for your future. No matter what type of Oklahoma mortgage or home loan you’re looking for, WEOKIE can help.
90 Day Rate Lock Guarantee*
We’ll lock in your interest rate for 90 calendar days at no cost at the time of your pre-approval application. If interest rates decrease during this time, we will reset your rate at no cost to you.
Personalized Service
Together, we’ll help you find the most beneficial and appropriate mortgage with the right combination of terms and features to meet your individual needs.
A Trusted Partner
Our mortgage specialists don’t work on commission, they work in your best interest. We pride ourselves in being your mortgage partner, not just another bank.
Get Pre-Approved!
A pre-approval means that you fill out a loan application and provide all your salary and credit information. The lender then checks your assets and pre-approves your capability to get a loan.
A WEOKIE mortgage professional can get you a mortgage pre-approval for a home loan quickly. A mortgage preapproval shows realtors that you are a serious buyer and can help to speed up the transaction when you're ready to buy. For faster service, start your application online!
Let WEOKIE help you find a great mortgage rate!
One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry.
At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.
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Want to lock down a good rate, but don’t need any 30-year guarantees?
Adjustable-Rate Mortgages Can Save You BIG
Buying a house is pricey, even when you’re in an affordable market like OKC. One way to make things a little more reasonable is with a WEOKIE Adjustable-Rate Mortgage (ARM). You’ll get to enjoy a lower initial interest rate for a set period of time. After that, the rate could go up or down during certain periods of the loan based on the market at their adjustment period and loan terms.
- Enjoy lower initial interest rates with lower payments than comparable fixed-rate mortgages. This may help you build equity faster.
- The ARM interest rate resets on a pre-set schedule, typically every 5, 10, or 15 years.
- Rates change with market shifts, and if they go down, so will your monthly payments. Interest rate caps set a limit on how high your interest rate can go.
- Up to 100% home purchase and 95% cash-out financing available to our best-qualified borrowers.
Before rates go up, you can keep them low for longer
Lock 'N Shop!*
Keep safe from rate hikes while you look for your perfect home:
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Available for Fixed-Rates and Adjustable-Rate Mortgages.
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Rate locks for 90 days.
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If rates dip, you have the option to renegotiate.
Let WEOKIE help you find a great mortgage rate!
Apply Online for a Home Loan or Pre-Approval
Need help or advice? Talk with a specialist
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Call us at 405-235-3030 or 1-800-678-5363
M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)
