LOGIN
Forgot Password Register FAQ

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today
    CONSUMER
    BUSINESS

    SAVINGS
      RATES 

         

        Low Rates. Great Service.

        Apply for an Auto Loan without ever stepping foot in a branch.

        Apply Now!

        View Rates

        Auto Loan Payment Calculator

        Make A Payment

          AUTOS

           

          WEOKIE: your one-stop-shop for everything homes!

          From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

          Apply Online

          Home Loan Rates
            HOMES

             

            Lending a hand when you need it

            From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

            Apply Online    

            View Rates

            Make A Payment

              CONSUMER LOANS
              COMMERCIAL LOANS

              Commercial Loans
                LOAN PROTECTION

                 

                Easy and convenient banking.

                WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

                Log In Now
                  BANKING
                  BRANCHES

                  Branch/ATM Locations & Hours

                  MORE SERVICES
                  Credit Union Service Centers
                  Investments & Financial Services
                  Financial Seminars
                  Insurance
                  Forms
                  Make a Payment
                  Primary Health Partners
                  Notifi Alerts
                  Banking Services
                    Homes

                    Home Loans
                    Buy or Sell with HomeAdvantage®

                    Help

                    Contact Us
                    FAQ
                    Text Messages
                    OKIE
                    Fraud Alert

                       

                      We are here to help.

                      At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
                        ABOUT WEOKIE
                        COMMUNITY

                        No PMI Mortgages

                         

                        When interest rates are high, WEOKIE offers another way to save money each month.

                        Apply Now

                        Benefits of a WEOKIE Mortgage With No PMI

                        ✔

                        Save Money Each Month

                        Your monthly payment will be lower when you don't have to pay private mortgage insurance (PMI).

                        ✔

                        Affordable Down Payments

                        You can buy a home sooner with a down payment  of just 10%.

                        ✔

                        Competitive Rates for ARM Loans

                        Our adjustable-rate mortgages offer a lower starting rate and you can lock it in while you shop.

                        ✔

                        Friendly, Local Servicing

                        We won't sell your mortgage to a third party so you'll always know who you're dealing with.

                        AdobeStock_306701361

                         

                        Key Features of Our No PMI Mortgages

                        Typical lenders require private mortgage insurance (PMI) if your down payment is less than 20%. However,  we're not your usual lender. With a down payment of just 10%, we'll waive your PMI and help save you money each month. This will make it easier for you to afford the home you need.

                        • Pay no private mortgage insurance (PMI) with a down payment as low as 10%.
                        • An adjustable-rate mortgage (ARM) offers a lower rate at the start of your loan.
                        • This means your initial payments are also lower.
                        • The 5/5 ARM 30-Year Loan is fixed for five years and then adjusts every five years.
                        • A 10/10 ARM 20-Year Loan is fixed for 10 years and then adjusts once in your 20-year term.
                        • A 15/15 ARM 30-Year Loan is fixed for 15 years and then adjusts once in your 30-year term.
                        • Get your mortgage pre-approved and find out your likely loan amount and rate.
                        • Lock in a rate while you shop for a home.

                        Plus, you can enjoy local servicing and expert guidance when you choose WEOKIE as your homebuying partner!

                        Apply Now

                        No PMI Mortgage Rates, OK

                        Here's How To Apply for Our No PMI Mortgage

                        Step 

                        1

                        Apply Online

                        Gather all your documents and information and enter your details into our secure portal.

                         

                        Step 

                        2

                        Get Pre-Qualified

                        We'll look at your financial situation and offer you a likely loan amount and rate for your chosen ARM.

                         

                        Step 

                        3

                        Find a Home!

                        With your financing ready, you can go house hunting with confidence and we'll help you close.

                         

                        Get Started

                        "I had really good communication and was able to save a lot of money in interest! Jaeden was really easy to talk to and got my loan done with no problems at all!!"
                        Kelby L.
                         

                        FAQ About Our No PMI Mortgages

                        We are here to help.

                        If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                        Let WEOKIE help you find a great mortgage rate!

                        One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                        At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

                        View Mortgage Rates

                        APPLY NOW


                        Need help or advice? Talk with a specialist

                        Complete THIS FORM and a rep will contact you

                        - OR -

                        Call us at 405-235-3030 or 1-800-678-5363
                        M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                        WEOKIE is proud to provide services through our trusted partners.

                        More Handy WEOKIE Home Financing Tools

                        Mortgages and Home Buying Programs

                        Get the right home loan to suit your situation and find out about our Lock N' Shop, and other great tips.

                        Learn More

                         

                        Adjustable-Rate Mortgage (ARM)

                        An ARM offers a lower initial rate and payment that's fixed for a set period of time. Your rate then adjusts with the markets.

                        Learn More

                         

                        Home Equity Loan or HELOC

                        Get a lump sum payment or a convenient line of credit to fund home improvements, travel, debt consolidation, and anything else.

                        Learn More

                         

                        Disclosures:

                        *APR = Annual Percentage Rate.  MI= Mortgage Insurance.  Rates posted are indications only, not guaranteed and are subject to change without notice. Rates quoted above are for our best-qualified applicants. Your actual rate, points, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Other products are available that are not listed here. ARM rates are subject to change after loan closing. Insurance and tax escrows are required on all first mortgage loans where the loan to value ratio exceeds 80%. These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate may depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. Interest rates for Home Equity Lines of Credit or HELOCS are determined by the calculated Loan to Value or LTV once an appraisal has been received by WEOKIE. Contact a WEOKIE Mortgage Loan Officer for more details. All mortgage loans are subject to re-pricing once an appraisal has been received by WEOKIE. Existing WEOKIE mortgage loans may not be available for promotional benefits. Visit our mortgage page for more info and addition products, rates and terms. Contact a mortgage loan officer for questions and details. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689.

                        ** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you. See https://weokie.myhomeadvantage.com/ for more info.